Sunday, October 12, 2014
It’s closing in on open enrollment season for health insurance. In the near future my employer will be offering a new option – plans for “self plus one.” Self plus one is great for couples with no dependents or single parents with one child. However, as with any policy change there is not only winners, but also losers. For example, when the Affordable Health Care act raised the age for dependents on a family policy to 25, many young adults benefited; however, someone has to pay for the “extra” cost associated with this change and that would be the policy holders of the family plans. Unfortunately, more bad news for family policy holders as adding a “self plus one” option is likely to raise family health insurance once again. The reason for this expectation is mathematically simple – on the average it is likely to cost less to pay for the health care costs of 2 people than it would be to cover the health care costs of a family of say 19 such as the Duggars (or for that a family of 3 or a family of 5 and so forth). Thus, when these units of 2 are removed from the pool of insured families, the remaining higher costing units must be divided amongst fewer policies.
Sunday, October 5, 2014
Hopefully my initial post relating to “why” has convinced you of the importance of submitting a solid self-evaluation. In this follow up post, I’m going to focus on how to create a self-evaluation and will start with the basic steps that I use to prepare my self-evaluation.
Sunday, September 28, 2014
I have conceptualized this as a two part posting. In this post, I plan to explain why it is in your best interest to submit a self-evaluation as part of your employee evaluation. In a future post, I plan to discuss the “how to” of writing a winning self-evaluation.
Sunday, September 21, 2014
Well, it's election season and once again I'm plagued with dismay. Remember, the last Presidential election? Like most, I was among the disenchanted; having enthusiastically voted for Obama in round one I was receptive to a change in round 2... but Mitt Romney? Really? Who's idea was that? At times, I get to feeling that King Obama is a bit aloof and out of touch, but when it comes to assessing which of the two were more in touch with the average American I don't think they could of handed President Obama a better contrast. So, the best I could do was vote for Obama, again.
Labels: Political Quips
Sunday, September 14, 2014
In a recent posting, I disappointingly identified 3 under $30 per month cell options for light data users. Since that time, I have continued to meander on with AT&T where I am pre-paid for the next 3 months or so, but have also continued to investigate alternatives. I am a very light cell phone user and consume primarily data with a very occasional voice or text message. While wi-fi is becoming more and more the standard at retail locations, it is still not a given and I value the power that access to information via a smart phone provides. Thus, having cell service that includes data is important to me and while cheap voice and text plans are abundant, cheap voice, text and data plans are few and far between. In this post, I am going to identify 3 more under $30 per month plans that include data for light cell phone users.