Saturday, April 15, 2017

New York free tuition – What to do if you’re at or near the income cap?

This short post is a complement to a recent post in regards to whether you should decline free tuition from New York state.  In this post, I plan to explore the situation where you would like to partake in New York’s free tuition but have some concerns because you are at or near the income cap to be eligible for the program. Please let me stress and provide the disclaimer that this tuition program is new so the thoughts presented here are based on my understanding of the very limited information that is available thus far. I assume no liability for any financial decisions you may take and encourage you to independently research, verify and consult as needed.

Should you decline free tuition from New York State?

April’s budget agreement brought something new to New York – “free” tuition for New York State residents. As could be expected, politicians were quick to take credit and pundits were quick to complain. Among the criticisms is that this provision is for tuition only (currently around $6,000 or so) and does not include books or room and board. A second criticism is the stipulation that the student work in New York after graduation for the number of years that they received free tuition – if they do not, then the free tuition is converted to a loan.

Tuesday, March 28, 2017

High inEfficiency Furnace

It’s great to see spring on the horizon.  While the winter wasn’t too severe as NY winters go, we experienced 2 instances of waking up to the delights of no heat / furnace not running.  The first time around, we spent about 4 days huddled around the gas space heater in our 4 season room.  Sometimes we were even able to get up to around 58 degrees; I guess that was preferred to the 10 degrees that we hit outside. Our installer, Family Danz, responded the first day but determined that we needed an electronic component (ignitor) which they could not obtain until the parts shop opened on the next business day and Family Danz promptly returned and completed the repair.  The cost for this go round was $1,000. During the installation the repair guy proudly related that it is a similar electronic component as is found in drones… well, we’re not interested in flying, we’d just like to heat our house, thank you.

Saturday, February 25, 2017

Great Reads – 3 standouts from Winter

I continue to be an avid reader and have been steadily working through my accumulation of used purchases. Among this winter’s batch, I found 3 worthy of special note:

Monday, November 28, 2016

Time Machine: PNY versus Lexar

Last Christmas and again this Christmas, I have packaged family related materials (video and pictures) onto a memory stick for the purpose of gift giving.  As such, I try to stick with low cost memory sticks as a worst-case scenario would be that even if one was defective, the content could easily be recovered from the original source.  While I haven’t encountered performance issues for this simple task, I have developed some preferences. Among them, I prefer memory sticks that are one piece, such as the type that retract.  I dislike those with a removable cover as I find I can easily misplace it and then waste time searching for it.